Capital One Venture X credit card
Capital One · personal

Venture X

2x miles on every purchase, 10x hotels and rental cars plus 5x flights and vacation rentals through Capital One Travel, with lounge access.

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2x–10x rewards$395 annual fee
Review on Capital One

Card details reviewed Sep 12, 2026.

Annual fee$395
Intro and ongoing APRNo 0% intro APR; 19.49%–28.49% variable purchase APR.
Foreign transaction feeNo foreign transaction fee.
Pros

Where this card stands out

  • Premium travel with simple base earning
  • Lounge users
Things to consider

Tradeoffs to review

  • The annual fee is $395.
  • Several headline benefits depend on Capital One Travel.
Not ideal for

When another card may fit better

  • Users who will not use portal-based credits
Before you apply

Check the welcome offer for Venture X

A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.

Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.

Check offer on Capital One Plan the spending requirement

Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.