Where this card stands out
- Simple business cash back
- No annual fee
- Automatic statement credits
American Express · business
Blue Business Cash
2% cash back on the first $50,000 in eligible purchases each calendar year, then 1%.
2% rewards$0 annual fee
Card details reviewed Sep 12, 2026.
Annual fee$0
Intro and ongoing APR0% intro APR on purchases for 12 months; then 16.74%–28.49% variable APR.
Foreign transaction feeForeign transaction fee applies; confirm the current rate with American Express.
Tradeoffs to review
- The 2% rate is capped at $50,000 in eligible purchases per calendar year.
- Issuer terms and eligibility should be confirmed before applying.
When another card may fit better
- Businesses spending well above the annual 2% cap
- Businesses seeking category bonuses
Before you apply
Check the welcome offer for Blue Business Cash
A welcome offer is not guaranteed. Check the exact application page for any bonus, eligible spending, deadline and restrictions on previous cardholders. Public, referral and personalized offers can differ.
Cardwell does not list a fixed bonus here or include it in ongoing reward estimates. Use only the offer actually shown to you.
Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.